C.L. Underwriter - Small Business - Hybrid Job Listing at NJM Insurance Group in Trenton, NJ (Job ID R2006542)

Description

We are seeking an Underwriter I to work out of our Commercial Lines headquarters in West Trenton, New Jersey.    This position will be concentrating on reviewing submissions from agents, negotiating coverage and premiums, pricing and reviewing a renewal book of business, as well as supporting profitable new business growth while maintaining strong agency relationships.  Accounts will include a variety of premium ranges across multiple lines of business and products.

The Commercial Lines Underwriter prepares a review of complex and unusual commercial risks and coverage issues. The Underwriter prepares a review of complex and unusual commercial risks and coverage issues for evaluation.   The Underwriter will also provide and support analysis, product development, and other high-profile initiatives.

This position is hybrid requiring 3 days in the West Trenton Office and the ability to work from home 2 days.

Job Responsibilities:

Strategic Thinking:

• Maintains awareness of commercial lines industry and underwriting trends in various states and applies this knowledge to enhance existing products and services and support the creation of new ones
• Proactively researches and finalizes underwriting assessment of new and renewal business to promote adequate and competitive pricing 
• Partner with other commercial lines areas in exceeding NJM business growth and retention targets

 
Productivity:                                                                                                                       

• Exercise independent judgment in accepting or declining exposure falling within established guidelines, as well as new lines of business and jurisdictions 
• Effectively communicates results to senior and executive management
• Conducts account pricing and performance analysis. Accommodates ad hoc research requests from NJM staff, clients, and brokers
• Partners with Commercial Lines sales staff in helping to retain clients
• Provide assistance to production and rating staff

Required Qualifications and Experience:

• 2+ years in Property and Casualty, Commercial Underwriting with authority (underwriting, quoting, binding across different market segments) is required
• Bachelor's degree is preferred  
• Independent decision-making skills
• Advanced user skills in Microsoft Office Suite.
• Service-oriented self-starter possessing an excellent professional demeanor and interpersonal skills; accountable for accurate and timely work products.
• Team-builder and strategic planner with experience collaborating with sales, loss prevention, premium audit, product development staff, and the broker community.
• Exceptional verbal and written communication skills; outstanding ability to clearly explain and document decisions and conduct presentations to senior and executive management, clients, and brokers.
• CPCU and other related designations are a plus.
• Property & Casualty Agent/Producer License is preferred or must be willing to obtain after hire.

The Salary Range for this role is which is a level I is 68,711 - 79,500. Salary is commensurate with experience and credentials. This role may be filled at a Level II or Senior based on skills and experience.

Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.