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Company: Valley Bank
Location: Morristown, NJ
Career Level: Mid-Senior Level
Industries: Banking, Insurance, Financial Services

Description

Responsibilities include but are not limited to:

  • Define and execute product strategy for the Consumer products.
  • Identify market trends and customer insights to guide product innovation.
  • Oversee product lifecycle management, including launches, enhancements and retirements.
  • Develop pricing strategies for deposit and lending products to optimize margin and growth.
  • Monitor interest rate environments and competitive benchmarks to adjust pricing.
  • Partner with Finance to analyst profitability and ensure alignment with P&L targets.
  • Ensure all products and pricing structures comply with federal and state banking regulations.
  • Collaborate with Compliance and Risk teams to maintain adherence to policies and procedures.
  • Utilize data analytics to assess product performance, customer behavior, and pricing effectiveness.
  • Prepare regular reports for executive leadership on product profitability and market competitiveness.


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